US Compliant Portfolios
Our experienced team have been managing US compliant portfolios for over 20 years and our portfolios are designed to be as tax efficient as possible, both from a US and UK perspective. We are registered with the SEC (Securities and Exchange Commission).
A specialist service for your clients with US connections
A number of different client groups need to report their taxes to the IRS every year, as well as planning for their long term financial goals; Americans living in the UK, Americans who return to the US with financial assets like pensions remaining in the UK and British citizens living in the US on a green card are all clients who require specialist US / UK investment services.
US clients often struggle to find providers that are willing to take them on and know how to look after them. We provide the solution.
Understanding PFIC Risk
Why Advisers Choose W1M for US-Connected Clients
US Compliant Portfolios
We offer two investment solutions for US clients.
US Model Portfolio Service
Bespoke US portfolios
FAQs
A US compliant investment portfolio is structured to be tax-efficient from both a US and UK perspective, avoiding funds and structures that create reporting problems under IRS or HMRC rules. W1M has managed US compliant portfolios for financial advisers and their clients for over 20 years and is registered with the SEC.
Our US Model Portfolio Service is only available via a financial adviser, held on the Morningstar Wealth platform in GBP, USD or an ISA, across four risk profiles.
A Passive Foreign Investment Company (PFIC) is a non-US fund or investment structure that triggers complex and often punitive IRS reporting and tax treatment for US citizens and green card holders. Many standard UK funds are classed as PFICs. W1M's US compliant investment portfolio approach is specifically designed to avoid PFIC-triggering holdings.
Yes. Our specialist service supports Americans living in the UK, Americans who have returned to the US with UK assets like pensions, and British citizens living in the US on a green card — anyone who needs US UK financial advice across both tax jurisdictions.
Yes. W1M Wealth Management Limited is authorised and regulated by the UK's Financial Conduct Authority and registered with the US Securities and Exchange Commission (SEC), giving advisers and clients regulatory assurance on both sides of the Atlantic.