International Americans

Too often, investments across the world are treated as if they are mutually exclusive. Each account is treated as a separate silo with no one taking a step back and thinking how it all fits together. For an international American family, treating each investment account in isolation doesn’t work: there should be a single global strategy in place, marrying asset allocation and currency allocation and ensuring compliance with various tax regimes.

This might seem like a fairly obvious thing to say however this is not to do with the individual assets bought but more how they are managed. As wealth managers of international families we must look globally and understand the implications of our investment decisions in every reporting country. Is that Dollar loss really a Sterling gain?

US information talks in USD and on a calendar year basis but the UK reports in GBP from the 6th – 5th April. At best a UK accountant will have a good knowledge of the US and know what they are looking at, at worst this will be completely alien. International American families need knowledgeable and experienced advisers and consolidated reporting information on all their assets in the correct format for both the US and UK tax filings, saving time, cost and complication.

An introduction to W1M and establishing your wealth and life objectives and aspirations.

Reviewing your current affairs and evaluating the best options for you. Translating your priorities and goals into practical financial objectives based on your situation, attitude to risk, time horizon, investment and sustainability preferences. Cash flow planning to forecast for your future. Tax and pension analysis.

Presenting your integrated wealth and investment plan – how it will work for you today and in the future.

Once you’re comfortable with our proposed solutions, we will start implementing your wealth plan with you. Agree on the recommendations for investment, set up tax efficient portfolios and invest according to your investment strategy.

Access to a dedicated team. Ongoing wealth management and regular reviews and meetings. Consolidated reports across US, UK and European assets. Access to client portal and app. Access to full service offering at W1M.

US expat wealth management is a specialist service for American citizens living outside the US who need to manage assets, investments, and tax obligations across multiple jurisdictions. If you hold assets in both the US and UK, have reporting obligations to the IRS and HMRC, or are planning your estate across borders, a specialist adviser like W1M can help consolidate and simplify your financial affairs.

International wealth management for Americans involves navigating the unique compliance requirements of US citizens abroad, including FATCA reporting, FBAR obligations, and the use of US foreign tax credits. Unlike standard wealth management, it requires expertise across both US and UK regulatory frameworks - and ideally, SEC registration.

Yes. International tax planning is a core part of our service for American clients. Our team includes dedicated tax and advanced planning specialists who work alongside your accountant to ensure your assets are structured tax-efficiently across both US and UK jurisdictions - minimising your reporting burden and protecting your wealth.